Buying a home represents the ultimate dream of many people. However, it is imperative that you take into consideration a number of major issues before proceeding to the home buying process.

CONSUMER is approved by the Federal Department of Housing and Urban Development (HUD) as a housing counseling agency and our counselors can provide guidance before the home buying process.

A certified housing counselor will evaluate your current financial situation and make recommendations to enable you to achieve homeownership. The topics to be covered during orientation are the importance of budget, credit, and savings, how to qualify for a mortgage loan, the advantages and disadvantages of each type of loan delinquency in payment prevention, and the consequences of excessive use of credit.

You can make an appointment at one of our branches by calling 1-800-717-2227 or 787-722-8835.